Your dream home starts here
Explore tailored purchase loan options — from 1% down programs to Jumbo and Non-QM solutions. We’ve got the right loan for every homebuyer.
1 min | No credit impact
1% Down Payment Options
Buy a Home with Just 1% Down — Seriously.
We offer access to special loan programs that require as little as 1% down from the buyer — and in many cases, the rest can be covered by grants, gift funds, or lender contributions. It’s a powerful option for first-time homebuyers or anyone who’s been held back by upfront costs.
Ideal For:
First-time buyers
Renters ready to transition into homeownership
Buyers with limited savings
Key Program Highlights:
Only 1% down required from the borrower
Down payment assistance available
FICO® score of 620+ required
Income must be ≤ 80% of area median income (AMI)
Loan limit capped at $350,000
Primary residence only — single-unit homes
This program is designed to expand access to homeownership by keeping costs low and opportunities high. Ready to see if you qualify?
Low Down Payment Options, Flexible Credit, Government Backed
Backed by the Federal Housing Administration, FHA loans are ideal for buyers with modest income or credit history.
Highlights:
3.5% down with 580+ credit score
Allow higher debt-to-income ratios
Great for first-time buyers or those with limited credit history
(HomeReady & Home Possible)
Affordable Options for Low-to-Moderate Income Borrowers
These Fannie Mae and Freddie Mac programs are designed for first-time or low-income buyers with a solid credit profile.
Features:
3% down payment
Discounted PMI
Income flexibility in certain areas
Allows boarder income and non-traditional co-borrowers
Zero Down for Veterans & Active Military
Backed by the Department of Veterans Affairs, this is one of the best home loan benefits available.
Eligible borrowers: Veterans, active-duty service members, and surviving spouses
Advantages:
$0 down payment
No monthly mortgage insurance
Competitive interest rates
Go Big with High-Balance Financing
For homes that exceed conforming loan limits, jumbo loans offer the flexibility needed for larger purchases.
Highlights:
Loan amounts above $766,550 (most areas)
Competitive rates for qualified buyers
Great for high-income earners or luxury buyers
Flexible Financing Beyond Traditional Guidelines
Perfect for self-employed borrowers, real estate investors, or those with non-standard income documentation.
Options Include:
Bank statement loans
Asset depletion
DSCR investor loans
Recent credit events allowed
100% Financing for Rural & Suburban Areas
Offered through the U.S. Department of Agriculture, USDA loans support eligible buyers in rural or less populated areas.
Key Benefits:
No down payment
Reduced mortgage insurance
Income and location eligibility required
ARM Loans (Adjustable-Rate Mortgages)
Lower Rates Now. Flexibility Later.
An ARM loan starts with a lower fixed interest rate for an initial period (typically 5, 7, or 10 years), followed by periodic adjustments based on market rates. This can be a great option for buyers planning to move or refinance before the adjustment period kicks in.
Why Choose an ARM?
Lower initial monthly payments compared to fixed-rate loans
More buying power with lower starting rates
Ideal for short-term homeowners or buyers expecting income growth
Available in Conventional, Jumbo, and Non-QM formats
Example: A 5/6 ARM has a fixed rate for the first 5 years, then adjusts every 6 months based on a market index.
Thinking short-term or expecting a career boost? An ARM could help you save big in your early years of homeownership.
Let’s make your home goals happen
At Leverage Capital Network, we specialize in helping buyers navigate their options with confidence. Whether you’re a first-time homebuyer or upgrading to your forever home, our wide range of purchase loan programs means there’s a solution tailored for you.
Low, Competitive Costs
We offer some of the most competitive pricing in the market—without sacrificing speed, flexibility, or service.
Fast, Easy Process
Our streamlined platform and hands-on support make getting approved and closed quicker than ever.
Customized Loan Experience
Every borrower’s situation is different—we tailor every loan to meet your exact needs, goals, and timeline.
Trusted Expertise, Real Results
Backed by years of industry experience, we deliver smart solutions and real results—whether you’re buying, refinancing, or investing.
Answers all questions
Amazing help during this process. They made sure they answered all my questions quick fast and informative. Even when it was really late or really early in the morning, Jordan made sure to take the time and answer the questions. Jordan was also helpful with helping make things relatable and easier to understand for someone who has no idea how and why this process is the way it is.
Jordan truly helped us!
Jordan was extremely helpful and resourceful to my family and I. The process was made very smooth despite a couple of last minute changes. I would strongly recommend them to anyone.
Learn. Plan. Buy Smarter.
Your Mortgage Learning Center—Let’s make financing simple, transparent, and on your terms.
Empower your next move with expert guides, smart tools, and real answers—no fluff. Whether you’re buying your first home, refinancing, or building a rental portfolio, we break it down in plain English.
First-time buyer guides
Learn how to qualify, what to expect, and how to lock in the best deal—step-by-step.
Mortgage calculators
Estimate payments, down payments, affordability, and potential returns on investment properties.
Refinance smarter
Discover when it makes sense, how to lower your rate or pull equity, and what to avoid.
Loan options explained
Compare FHA, VA, Conventional, NonQM, DSCR, and more—see what works for you, not just the average borrower.
Pro tips from loan experts
Get insights straight from experienced mortgage pros—designed to help you avoid costly mistakes.