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Rental Loans

Rental | Close More With Leverage

Purchase, refinance or cash-out and hold investment properties with a variety of loan options for individual properties and rental portfolios.

Low fees and rates

NO Application Fees
Origination: 1.75% – 2.75%
Underwriting: $1,995

Fast closing turntime

Rental refi — 15-20 days
Rental purchase — 10-15 days
Bridge — 7-10 business days

Easy submission

Minimal documentation
No reserve requirement
Get same-day pricing
NO experience required

Low fees and rates

NO Application Fees
Rates starting at 6.75%
Origination: 0.75% – 1.75%
Underwriting: $995 – $1,399

Fast closing turntime

Rental refi — 15-20 days
Rental purchase — 10-15 days
Bridge — 7-10 business days

Easy submission

Minimal documentation
No reserve requirement
Get pricing instantly
NO experience needed

Long-term Rental financing

  • Max purchase LTV: 80%
  • Max cash-out LTV: 80%
  • Minimum DSCR: 1.00 (rental income / Expenses)
  • Minimum loan: $95,000
  • Minimum FICO: 640 (soft pull)
  • Term options: 30-Year-Fixed or 5 & 10 Year ARMs
  • Payment Types: Interest-only or fully amortized

Learn about DSCR

Debt Service Coverage Ratio (DSCR, or sometimes DSR) is an equation used to determine the estimated profit of your rental property.

Debt Service Coverage Ratio Equation: Rental Income / Expenses

We use DSCR, along with other information like your FICO score, to determine your approved loan amount.

Expenses are typically HOA fees, property insurance and property taxes.

Submit Loans Fast & Easy

No log-in required, fully submit loans in as little as 15-minutes with our streamlined investor portal.

Recently Funded Properties

See how our products worked for others. Grow your real estate investing business with Leverage Capital Network.

Valparaiso, FL

Bridge Loan

ARV: $380,000

1-year fixed

LTV: 85%

Rehab & Sell

Niceville, FL

Bridge Loan

ARV: $340,000

1-year fixed

LTV: 90%

Rehab & Sell

Virginia Beach, VA

Rental Loan

ARV: $380,000

30-year fixed

cash-out LTV: 72%

Refinance & Hold